For Lenders

Underwrite with Data, Not Guesswork

Traditional GPU underwriting relies on industry averages and borrower estimates. Aravolta provides granular, real-time telemetry to reveal actual asset performance and risk.

GPU telemetry dashboard showing real-time metrics

Real-time visibility into GPU utilization, temperature, power draw, and memory usage across your entire portfolio

Critical Underwriting Metrics

Utilization Patterns

Track actual GPU compute usage over time. Steady 60-70% utilization suggests longer asset life than constant 95%+ training workloads.

  • • Average utilization rate
  • • Peak utilization frequency
  • • Workload variance analysis

Thermal Behavior

Monitor temperature trends and thermal violations. Every 10°C increase in operating temp roughly halves component lifespan.

  • • Average operating temperature
  • • Thermal limit violations
  • • Cooling efficiency trends

Stress Events

Identify power spikes, thermal cycling, and other stress events that accelerate GPU aging and reduce economic life.

  • • Power spike frequency
  • • Thermal cycling patterns
  • • Maintenance event tracking
Case Study

$50M Portfolio: Averages vs. Reality

Traditional Underwriting

  • ✗ Assumed 5.5 year useful life for all GPUs
  • ✗ 80% steady utilization across portfolio
  • ✗ No variance by customer or workload
  • ✗ Salvage value overestimated by 30-45%

Telemetry-Based Reality

  • ✓ Actual life ranged from 3.7 to 6+ years
  • ✓ Utilization varied 40-98% by customer
  • ✓ 30-45% variance in depreciation curves
  • ✓ Accurate salvage value projections

Result: $15M+ in adjusted risk pricing based on actual asset performance

Start Underwriting with Real Data

Schedule a consultation to see how Aravolta can transform your GPU financing practice