Key Risk Factors We Monitor
Thermal Overload Risk
GPUs running above 85°C age exponentially faster. We track thermal violations and alert when assets are being pushed beyond safe operating limits.
Example Alert:
"Customer XYZ's GPU cluster averaging 92°C—40% above recommended. Expected lifespan reduced from 5.5yr to ~3.2yr."
Utilization Extremes
Sustained 95%+ utilization or frequent idle periods both signal risk. We identify assets being overworked or underutilized relative to loan assumptions.
Example Alert:
"Portfolio asset #4521 averaging 98% utilization for 90 days—accelerated wear likely. Review covenant compliance."
Power Spike Events
Frequent power surges above 500W strain voltage regulators and accelerate component failure. We log every spike and its potential impact on lifespan.
Example Alert:
"120 power spike events detected in borrower facility last month. Recommend maintenance inspection."
Maintenance Compliance
Track maintenance schedules, fan replacements, thermal paste renewal, and cooling system performance. Poor maintenance accelerates depreciation.
Example Alert:
"Borrower ABC overdue on scheduled maintenance by 45 days. GPU temps trending up 8%."
Portfolio-Level Risk Visibility
For lenders with multiple GPU-backed deals, Aravolta provides aggregate insights across your entire portfolio:
Risk-Adjusted Portfolio View
See which borrowers are running GPUs conservatively vs. aggressively, with projected impact on asset values
Covenant Monitoring
Automated tracking of asset performance against loan covenants and maintenance requirements
Comparative Benchmarking
Compare borrower asset performance against portfolio averages and industry benchmarks
From Reactive to Proactive
Traditional Approach
Discover collateral issues during covenant reviews or when borrowers default. Too late to prevent losses.
Aravolta Approach
Real-time alerts when assets show stress. Address issues early, adjust terms proactively, protect your investment.